Communicating accurate information about the uninsured is a top priority for the Foundation for Health Coverage Education®. The uninsured are a diverse group and should be viewed that way. Research has shown that many of the uninsured are eligible for public programs but are not signed up and many others have household incomes at 300% of the Federal Poverty Level (that’s a monthly income of $5,588 for a family of four).

In order to truly help the uninsured, we must work together. The following research reports explain how the number of uninsured is much lower than commonly thought.

Research on the Uninsured

• Income, Poverty, and Health Insurance Coverage in the United States: 2010
  U.S. Census Bureau, September 2011
• Solving the Enrollment Dilemma
  FHCE's Guide to Health Care Access, Updated August 2011 (Originally posted on Health Affairs—May 2011)
• The Nation's Real Uninsured
  FHCE's Breakdown of the Uninsured, 2011
• Economic Effects of the March Legislation
  Congressional Budget Office, Douglas W. Elmendorf, October 2010
• The Uninsured-A Primer: Key Facts About Americans Without Health Insurance
  Kaiser Family Foundation, December 2010
• The Uninsured: A Study of Health Plan Initiatives and the Lessons Learned
  National Institution for Health Care Management, Robert Wood Johnson Foundation
• How Many People Lack Health Insurance and for How Long?
  Congressional Budget Office
• The Uninsured in America
  Blue Cross Blue Shield Association, 2005
• The Uninsured in America State by State Breakdown of the Uninsured Statistics
  Blue Cross Blue Shield Association, 2002
• To Buy or Not to Buy: A Profile of California’s Non-Poor Uninsured
  California HealthCare Foundation, 1999; The Field Research Corporation

Useful Health Insurance Tools

• FHCE Glossary of Key Health Insurance Terms
• Kaiser Health Reform Subsidy Calculator
• Your State’s Health Care Options Matrix™

HealthInsurance.org offers user-friendly resources on State and Federal High Risk Pools, as well as Medicare and different supplemental plans and benefits. Please understand that FHCE is not affiliated with HealthInsurance.org and its contents. We simply found its information useful and informative. For the most trusted information, it is always important to double-check answers to your questions on www.PCIP.gov and www.Medicare.gov.

• HealthInsurance.org: Information about State and Federal High Risk Insurance Pools
• HealthInsurance.org: Medicare Resource Center’s Guide to Medicare Coverage Benefits

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Please note: Due to the number of public programs being created and/or changed, tools may not include all plans. The tools and services on this website should be used as a starting point for general information. Seek professional advice about specific plans and programs from representatives of those organizations.